🇨🇳 在China开设银行账户

Opening a corporate bank account in China requires the legal representative to appear in person at the bank with the business licence, company chops, and personal identification. Major domestic banks (ICBC, Bank of China, China Construction Bank, China Merchants Bank) and international banks with China licences (HSBC, Standard Chartered, Citibank) all offer corporate accounts. The bank will conduct an on-site inspection of the registered office before opening the account. Foreign currency accounts (for receiving investment and trade payments) and RMB basic accounts are separate — both are needed for a functioning WFOE. SAFE registration is required for foreign exchange transactions and capital account operations.