🇮🇹 在Italy开设银行账户

Italian banks apply rigorous KYC requirements and the process is notoriously document-heavy for non-residents. Traditional banks (Intesa Sanpaolo, UniCredit, BNL) typically require in-person visits and extensive documentation. Fintech alternatives such as Qonto, Tot, and Finom have simplified onboarding for Italian SRLs with EU-resident directors. Non-EU founders should expect longer processing times and may need an Italian fiscal representative. Having a Codice Fiscale and PEC address ready before applying significantly speeds up the process.