🇱🇹 在Lithuania开设银行账户

对外国创始人在Lithuania办理商业银行业务的真实评估。

开户便利度:

4/5

一般时间： 1–5 business days (EMI or fintech bank); 1–3 weeks (traditional bank)

Best Answer

Lithuania is Europe's fintech capital, hosting more than 140 licensed EMIs and payment institutions — more than any other EU country. This makes banking access significantly easier than in most European jurisdictions. Companies can open accounts with Revolut Business, Paysera, Kevin, or dozens of other Lithuanian-licensed EMIs. Traditional banks (SEB, Swedbank, Luminor, Šiaulių bankas) are also available but may require more documentation for non-resident companies. All accounts operate natively in EUR with full SEPA access.

成功建议

申请前准备好所有公司注册文件 — 营业执照、公司章程、注册证书。
准备清晰的商业计划或业务描述，即使银行没有明确要求。
考虑将数字银行/新型银行作为您的第一个账户 — 它们通常对新公司的开户流程更快。
同时向多家银行申请，而不是依次申请 — 一家银行的拒绝不会影响其他银行。

This content is educational and does not constitute legal or tax advice. Always consult a qualified professional for your specific situation. Data last verified March 2026.