🇻🇳 在Vietnam开设银行账户

Vietnam's banking sector includes major state-owned banks (Vietcombank, BIDV, VietinBank, Agribank) and international banks (HSBC, Standard Chartered, Citibank, ANZ). Foreign-invested enterprises must open a Direct Investment Capital Account (DICA) — a dedicated account for receiving and managing foreign investment capital, denominated in foreign currency. This is separate from a regular VND operating account. Most banks require in-person visits by the legal representative. Documentation requirements include the IRC, ERC, company charter, tax registration, and legal representative identification. English-speaking bank staff are available at international banks and major Vietnamese bank branches in Ho Chi Minh City and Hanoi.